OnlyFans vs Passes: Fees, Content Rules, and Which Platform Pays Creators More
Passes keeps its fee low at 10 percent, while OnlyFans takes 20 percent. That gap only matters if your content fits, because Passes is safe-for-work and OnlyFans allows adult content. This page compares the fees, the rules, the payouts, and the features side by side so you can pick the platform that actually fits what you make.
Wherever you publish, fans still have to find you. A directory listing points them to your page from outside the app.
OnlyFans vs Passes: which is better for creators?
Passes takes a 10 percent commission and OnlyFans takes 20 percent, so Passes pays more per dollar. The catch is that Passes is a safe-for-work creator platform with a no-nudity boundary, while OnlyFans is built for adult content. If your work is explicit, OnlyFans is the realistic home and Passes is not an option. If your content is safe-for-work, Passes keeps more of your revenue and adds tools like paid DMs, livestreams, one-on-one calls, and built-in screenshot protection.
For most creators the choice is decided by content, not by the fee. Pick OnlyFans when your content is adult and OnlyFans handles the payments, discovery, and compliance that come with it. Pick Passes when your content is mainstream and you want to keep 90 percent while building a safe-for-work brand. Some creators run a safe-for-work Passes page as a funnel and keep explicit content on OnlyFans.
Last updated July 2026. Fees and policies change, so confirm current terms on each platform before you commit.
OnlyFans vs Passes at a glance
The honest version, including where each platform wins. The fee line favors Passes, the content line favors OnlyFans for adult creators, and the rest depends on how you plan to earn.
| Factor | OnlyFans | Passes |
|---|---|---|
| Platform fee | Flat 20% of everything you earn | 10% commission, plus payment processing |
| Content policy | Adult content allowed within its rules | Safe-for-work, no nudity |
| Best for | Adult and NSFW creators | Mainstream, lifestyle, and coaching creators |
| Ways to earn | Subscriptions, PPV, tips, paid messages | Subscriptions, paid DMs, livestreams, calls, merch |
| Content protection | Watermarking and platform-side controls | Built-in anti-screenshot protection |
| Audience size | Very large, established adult fanbase | Smaller, mainstream creator audience |
| Discovery | No open search; you bring your own traffic | No open adult marketplace; you bring your traffic |
| Extra tools | Mature creator tooling and large support base | Fan CRM and analytics for relationship building |
Passes rebranded around a creator-accelerator positioning, leaning into mainstream tools rather than competing for adult content. That is the practical reason the two rarely overlap: they are chasing different creators. If you are weighing several options at once, our roundup of OnlyFans alternatives and sites like OnlyFans lines them up next to Fansly, Fanvue, and Patreon too.
Does the lower Passes fee actually pay more?
On paper, yes. On $10,000 of monthly revenue, OnlyFans keeps $2,000 and you take home $8,000. Passes keeps about $1,000 before processing and you take home closer to $9,000. That is roughly $1,000 a month, or $12,000 a year, for the same effort. But the number only counts if the same audience will pay you on the platform where the fee is lower.
Fee is not the whole story
A 10 percent fee on a smaller audience can net less than a 20 percent fee on a large, proven one. Where your fans already spend matters more than the split.
Content decides the platform
If your work is explicit, Passes is off the table and the fee comparison is moot. The lower rate only helps creators whose content is safe-for-work.
You can run both
A safe-for-work Passes page can feed a warm audience while explicit content stays on OnlyFans. Different funnels, one brand, two revenue lines.
Whichever way you lean, the fee is a fixed cost you cannot negotiate, but the traffic you bring is entirely in your hands. That is where the real income difference comes from. See how much each platform actually keeps in our breakdown of how to make money on OnlyFans.
Which platform should you choose?
Choose OnlyFans if
- Your content is adult or NSFW, which rules Passes out entirely.
- You want the largest established fanbase that already pays for this kind of content.
- You rely on PPV and paid messages as your main earners.
- You value mature creator tooling and a deep support ecosystem.
Choose Passes if
- Your content is safe-for-work and you want to keep 90 percent of revenue.
- You build income through subscriptions, livestreams, calls, and merch.
- You want built-in fan CRM, analytics, and screenshot protection.
- You are building a mainstream brand you can grow across sponsors and platforms.
OnlyFans vs Passes questions answered
Fans have to find you first
No platform sends you traffic on its own. List your page on OnlyFinds so fans can search you out and follow you wherever you publish.